Subagyo, Kadang Tri, and Sartika Wulandari. “Profitabilitas PT BPR BKK (Perseroda) Dari Perspektif Rasio Keuangan Selama Dan Setelah Pandemi COVID-19 (Periode 2020-2024)”. Journal of Economics and Management Scienties 7, no. 4 (July 25, 2025): 625–634. Accessed July 24, 2026. https://jems.ink/index.php/JEMS/article/view/199.